.sec-calculator {
  --sec-bg: #07111f;
  --sec-panel: #0d1b2d;
  --sec-panel-2: #11243a;
  --sec-panel-3: #081522;
  --sec-text: #edf3f8;
  --sec-muted: #aebdca;
  --sec-line: rgba(255,255,255,.12);
  --sec-cyan: #22d3ee;
  --sec-blue: #60a5fa;
  --sec-green: #72d39b;
  --sec-gold: #e3b668;
  --sec-red: #ef9393;
  --sec-purple: #a998ff;
  width: 100%;
  max-width: 1180px;
  margin: 30px auto;
  padding: clamp(20px, 4vw, 42px);
  color: var(--sec-text);
  background:
    radial-gradient(circle at 92% 4%, rgba(34,211,238,.10), transparent 28%),
    radial-gradient(circle at 7% 0%, rgba(96,165,250,.11), transparent 32%),
    var(--sec-bg);
  border: 1px solid var(--sec-line);
  border-radius: 26px;
  box-shadow: 0 28px 80px rgba(0,0,0,.28);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.55;
  box-sizing: border-box;
}

.sec-calculator *,
.sec-calculator *::before,
.sec-calculator *::after { box-sizing: border-box; }

.sec-theme-light {
  --sec-bg: #f4f7fb;
  --sec-panel: #ffffff;
  --sec-panel-2: #f8fafc;
  --sec-panel-3: #eef3f8;
  --sec-text: #122033;
  --sec-muted: #607086;
  --sec-line: rgba(15,31,50,.12);
  box-shadow: 0 25px 70px rgba(29,50,75,.12);
}

.sec-calculator h2,
.sec-calculator h3,
.sec-calculator h4,
.sec-calculator p { margin-top: 0; }

.sec-calculator button,
.sec-calculator input,
.sec-calculator select { font: inherit; }

.sec-header { max-width: 900px; margin-bottom: 32px; }
.sec-eyebrow {
  margin-bottom: 10px;
  color: var(--sec-gold);
  font-size: .76rem;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
}
.sec-title {
  margin-bottom: 12px !important;
  color: var(--sec-text) !important;
  font-size: clamp(2rem, 4vw, 3.25rem) !important;
  line-height: 1.08 !important;
  letter-spacing: -.04em;
}
.sec-subtitle {
  max-width: 820px;
  margin-bottom: 18px !important;
  color: var(--sec-muted);
  font-size: 1.08rem;
}
.sec-status-row { display: flex; flex-wrap: wrap; gap: 8px; }
.sec-status-row span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 10px;
  color: var(--sec-muted);
  background: rgba(96,165,250,.08);
  border: 1px solid var(--sec-line);
  border-radius: 999px;
  font-size: .78rem;
  font-weight: 700;
}
.sec-status-row span::before { content: "✓"; color: var(--sec-green); }

.sec-layout { display: grid; grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr); gap: 18px; align-items: start; }
.sec-input-panel,
.sec-results-panel,
.sec-methodology,
.sec-sources {
  background: linear-gradient(145deg, var(--sec-panel), var(--sec-panel-2));
  border: 1px solid var(--sec-line);
  border-radius: 20px;
}
.sec-input-panel,
.sec-results-panel { padding: clamp(18px, 3vw, 28px); }
.sec-panel-heading { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin-bottom: 22px; }
.sec-panel-heading > div { display: flex; align-items: center; gap: 11px; }
.sec-panel-heading h3 { margin: 0 !important; color: var(--sec-text) !important; font-size: 1.22rem !important; }
.sec-step {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 34px;
  height: 34px;
  padding: 0 8px;
  color: #04111c;
  background: linear-gradient(135deg, var(--sec-cyan), #85eff8);
  border-radius: 10px;
  font-size: .75rem;
  font-weight: 850;
}
.sec-link-button { padding: 0; color: var(--sec-blue); background: transparent; border: 0; cursor: pointer; font-size: .84rem; font-weight: 750; }
.sec-link-button:hover { color: var(--sec-text); }

.sec-form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.sec-field { display: flex; flex-direction: column; gap: 7px; min-width: 0; }
.sec-field > span { color: var(--sec-text); font-size: .86rem; font-weight: 750; }
.sec-field small { color: var(--sec-muted); font-size: .74rem; line-height: 1.4; }
.sec-field input[type="number"],
.sec-field select {
  width: 100%;
  min-height: 48px;
  padding: 11px 12px;
  color: var(--sec-text);
  background: var(--sec-panel-3);
  border: 1px solid var(--sec-line);
  border-radius: 11px;
  outline: none;
  box-shadow: none;
}
.sec-field input[type="number"]:focus,
.sec-field select:focus { border-color: var(--sec-cyan); box-shadow: 0 0 0 3px rgba(34,211,238,.12); }
.sec-field select option { color: #111827; background: #fff; }
.sec-money-input,
.sec-percent-input { display: flex; align-items: center; min-height: 48px; background: var(--sec-panel-3); border: 1px solid var(--sec-line); border-radius: 11px; overflow: hidden; }
.sec-money-input:focus-within,
.sec-percent-input:focus-within { border-color: var(--sec-cyan); box-shadow: 0 0 0 3px rgba(34,211,238,.12); }
.sec-money-input b,
.sec-percent-input b { flex: 0 0 auto; padding: 0 12px; color: var(--sec-muted); font-weight: 800; }
.sec-money-input input[type="number"],
.sec-percent-input input[type="number"] { min-height: 46px; padding-left: 0; background: transparent; border: 0; border-radius: 0; box-shadow: none; }
.sec-percent-input input[type="number"] { padding-left: 12px; }
.sec-money-input input:focus,
.sec-percent-input input:focus { box-shadow: none !important; }
.sec-switch-field { justify-content: center; padding: 12px; background: rgba(255,255,255,.025); border: 1px solid var(--sec-line); border-radius: 12px; }
.sec-switch { appearance: none; position: relative; width: 46px; height: 25px; margin: 0; background: rgba(255,255,255,.18); border-radius: 999px; cursor: pointer; transition: .2s ease; }
.sec-switch::after { content: ""; position: absolute; top: 3px; left: 3px; width: 19px; height: 19px; background: #fff; border-radius: 50%; transition: .2s ease; box-shadow: 0 2px 8px rgba(0,0,0,.25); }
.sec-switch:checked { background: var(--sec-cyan); }
.sec-switch:checked::after { transform: translateX(21px); }
.sec-advanced { margin-top: 20px; border-top: 1px solid var(--sec-line); }
.sec-advanced summary { padding: 18px 0 4px; color: var(--sec-text); cursor: pointer; font-weight: 800; }
.sec-advanced-grid { margin-top: 16px; }

.sec-profit-badge { display: inline-flex; padding: 7px 10px; border-radius: 999px; border: 1px solid var(--sec-line); color: var(--sec-muted); font-size: .76rem; font-weight: 800; }
.sec-profit-badge.is-positive { color: var(--sec-green); background: rgba(114,211,155,.09); border-color: rgba(114,211,155,.28); }
.sec-profit-badge.is-negative { color: var(--sec-red); background: rgba(239,147,147,.09); border-color: rgba(239,147,147,.28); }
.sec-profit-badge.is-neutral { color: var(--sec-gold); background: rgba(227,182,104,.09); border-color: rgba(227,182,104,.28); }
.sec-primary-results { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; margin-bottom: 14px; }
.sec-result-card { padding: 20px; background: var(--sec-panel-3); border: 1px solid var(--sec-line); border-radius: 16px; }
.sec-result-card > span { display: block; margin-bottom: 6px; color: var(--sec-muted); font-size: .78rem; font-weight: 700; }
.sec-result-card strong { display: block; margin-bottom: 8px; color: var(--sec-text); font-size: clamp(1.45rem, 3vw, 2.15rem); line-height: 1.1; letter-spacing: -.03em; }
.sec-result-card small { display: block; color: var(--sec-muted); font-size: .72rem; line-height: 1.4; }
.sec-result-card.is-positive strong { color: var(--sec-green); }
.sec-result-card.is-negative strong { color: var(--sec-red); }
.sec-metric-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 1px; overflow: hidden; border: 1px solid var(--sec-line); border-radius: 15px; background: var(--sec-line); }
.sec-metric-grid > div { min-width: 0; padding: 14px; background: var(--sec-panel); }
.sec-metric-grid span,
.sec-balance-grid span { display: block; margin-bottom: 4px; color: var(--sec-muted); font-size: .72rem; line-height: 1.35; }
.sec-metric-grid strong,
.sec-balance-grid strong { color: var(--sec-text); font-size: 1rem; }

.sec-balance-block,
.sec-cost-breakdown { margin-top: 18px; padding: 18px; background: rgba(255,255,255,.025); border: 1px solid var(--sec-line); border-radius: 16px; }
.sec-block-title { display: flex; align-items: flex-start; justify-content: space-between; gap: 12px; margin-bottom: 14px; }
.sec-block-title h4,
.sec-cost-breakdown h4 { margin: 0 !important; color: var(--sec-text) !important; font-size: .98rem !important; }
.sec-block-title span { color: var(--sec-muted); font-size: .7rem; text-align: right; }
.sec-balance-bar { display: flex; width: 100%; height: 10px; margin: 12px 0 18px; overflow: hidden; background: rgba(255,255,255,.08); border-radius: 999px; }
.sec-balance-bar i { display: block; height: 100%; transition: width .25s ease; }
.sec-bar-bank { background: var(--sec-green); }
.sec-bar-fee { background: var(--sec-red); }
.sec-bar-reserve { background: var(--sec-gold); }
.sec-balance-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 12px; }
.sec-balance-grid > div { min-width: 0; }
.sec-payout-note { margin: 14px 0 0 !important; color: var(--sec-muted); font-size: .76rem; }
.sec-cost-breakdown table { width: 100%; border-collapse: collapse; }
.sec-cost-breakdown th,
.sec-cost-breakdown td { padding: 9px 0; border-bottom: 1px solid var(--sec-line); color: var(--sec-muted); font-size: .8rem; text-align: left; }
.sec-cost-breakdown td { color: var(--sec-text); text-align: right; font-variant-numeric: tabular-nums; }
.sec-cost-breakdown tr:last-child th,
.sec-cost-breakdown tr:last-child td { border-bottom: 0; }

.sec-actions { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 18px; }
.sec-button { min-height: 42px; padding: 9px 13px; color: var(--sec-text); background: transparent; border: 1px solid var(--sec-line); border-radius: 10px; cursor: pointer; font-size: .78rem; font-weight: 800; transition: .18s ease; }
.sec-button:hover { transform: translateY(-1px); color: #06111d; background: var(--sec-cyan); border-color: var(--sec-cyan); }
.sec-action-message { min-height: 1.4em; margin: 10px 0 0 !important; color: var(--sec-green); font-size: .75rem; }

.sec-methodology { margin-top: 18px; padding: clamp(20px, 3vw, 28px); }
.sec-methodology h3 { margin: 0 0 18px !important; color: var(--sec-text) !important; font-size: 1.2rem !important; }
.sec-method-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.sec-method-grid > div { padding: 16px; background: rgba(255,255,255,.025); border: 1px solid var(--sec-line); border-radius: 13px; }
.sec-method-grid strong { display: block; margin-bottom: 6px; color: var(--sec-text); }
.sec-method-grid span { display: block; color: var(--sec-muted); font-size: .82rem; }
.sec-sources { margin-top: 18px; padding: 18px 22px; }
.sec-sources summary { color: var(--sec-text); cursor: pointer; font-weight: 800; }
.sec-sources p,
.sec-sources li { color: var(--sec-muted); font-size: .82rem; }
.sec-sources p { margin: 12px 0 !important; }
.sec-sources ul { margin-bottom: 0; padding-left: 1.2em; }
.sec-sources a { color: var(--sec-blue); }
.sec-disclaimer { margin: 17px 0 0 !important; color: var(--sec-muted); font-size: .75rem; text-align: center; }
.sec-noscript { padding: 12px; color: var(--sec-red); background: rgba(239,147,147,.08); border-radius: 10px; }

.sec-calculator [hidden] { display: none !important; }

@media (max-width: 920px) {
  .sec-layout { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .sec-calculator { padding: 18px; border-radius: 18px; }
  .sec-form-grid,
  .sec-primary-results,
  .sec-metric-grid,
  .sec-method-grid { grid-template-columns: 1fr; }
  .sec-balance-grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .sec-panel-heading,
  .sec-block-title { align-items: flex-start; flex-direction: column; }
  .sec-block-title span { text-align: left; }
  .sec-actions { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); }
}

@media print {
  body * { visibility: hidden !important; }
  .sec-calculator,
  .sec-calculator * { visibility: visible !important; }
  .sec-calculator { position: absolute; left: 0; top: 0; max-width: none; margin: 0; color: #111; background: #fff; border: 0; box-shadow: none; }
  .sec-input-panel,
  .sec-actions,
  .sec-sources,
  .sec-disclaimer { display: none !important; }
  .sec-layout { display: block; }
  .sec-results-panel,
  .sec-methodology { color: #111; background: #fff; border-color: #ccc; }
  .sec-results-panel *,
  .sec-methodology * { color: #111 !important; }
}